Ah, the fantasies . . . make your own hours, invent your own rules, choose your own associates, express your creativity, and make unlimited money. These are the dreams of the aspiring self-employed. Yet, if you interview people who have built a profitable business, they will tell you about the long hours, financial insecurity, lost contracts, loan problems, self-employment tax, and the daily dance with risk that it takes to run your own business. On the positive side, there are many self-employed folks who thrive on the excitement and challenge of designing their own company. What’s the best option for you? Are you emotionally ready for the journey?